The Life Armor, which is the most powerful armor in the game, can be found northeast of gate in a fishing area. It is right next to the cave. The Life Bracelet, after you fight Barubary with just Ryu, he will give you a hint to finding the Life Bracelet, go to the right and smash the rock you will find, then use Sten to reach across, there is a chest there containing the Life Bracelet.
Go to any church with less then 100 Zenny. The priest will say a few words, then give you 100 zenny. Hunting animals is another easy way to get free money after you have Katt. Using Katt, just sneak up on an animal and hit it with Katt's Staff.
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